There are times we have done or said things we regret. There are times we wished we had done things differently. We need to always take time for others, especially our loved ones. You may not get another change to say, "I love you". Always be kind to others. Please share an event in your life that can help others.

Regret I remember the time when I argued with my husband about refinancing our home. He simply said, "no, there is a better way to handle our financial situation". But me, the smart wife, had a hundred reasons why it would make life better for us. So, we did—not once but twice—to make a long story short, it really didn't help that much. What it did was put a bandage on a big sore. Refinancing for you may be a good idea—but to be honest we, I mean me, wanted a quick fix. Today, we could have owned our home, NO mortgage. We are now paying a mortgage for the next 15 years. REGRETS Years later, I listen to my wonderful husband. We are out of debt without all the refinancing, which is good seeing we are retired and on a fixed income.

Regrets: Twenty plus years ago I was a choir director for a small church that I became a member of. This was never my goal nor on my resume or bucket list. I sang with a small group and was approached by one of the church members to start a choir after I had joined their church. I answered the call which was truly out of my box. I sang soprano and I had a strong alto and tenor so we put our talents together and what do you know we had a choir. LOL! We started out just singing A cappella then by music on cassette tapes. Does that give you a clue of how long ago that was? The churches in our community would come to visit our special events and the word got out. (Continue reading part 2)

This choir did not have one professional singer in it; they just loved to sing. They had willing hearts and wanted to serve God. God took that group to high places throughout our community. Well somehow the word got back to our conference and they invited us to sing at Camp meeting which is a Big deal. They usually only invite the Best but I declined the invitation. (continue read part )

(last part) It wasn't that I didn't have faith in the choir, I didn't have enough faith in me which was the problem. I took my hands out of God's hands and only thought about all those big wigs in the conference. By me making that selfish decision, what blessing/opportunity did we miss? Two weeks ago out of nowhere that thing hit me so hard that I couldn't stop crying. When God opens the door, walk boldly in. I have grown a lot since then and I now will walk boldly through the DOORS.

Making impulsive decisions when I was younger that put a lot of stress and disappointment on my family! Think a lot more about how my actions will affect myself and my loved ones!

Although I have a few regrets: business decisions, relationship choices, friendships-- they have made me into who I am today - a more successful entrepreneur, a better wife, a true friend.

Be miserable. Or motivate yourself. Whatever has to be done, it's always your choice. You can make a difference.

My main regret that I should have fixed sooner is returning to school to finish my degree. I could be more established in my profession.

The hour glass of time is different for all of us. We need to occasionally reevaluate our lives. What are the things that matter to us. Often times this depends on where we are at that moment. Try this. At least once during the day try to remember to think about who are the 5 most important people in your life. Then immediately reach out to those 5 people and let them know how much you care. Doing this helps eliminate regret.

I try not to ponder on the past or my many regrets —it causes me to lose focus on the present. In life things have always been easy for me and because of that I take shortcuts. A lot of my decisions I have made without fully understanding or examining the ramifications have turned out not to be the wisest choice. Those regrets I think of as lessons learned. Those lessons give me the guidance for wiser decisions today. One just needs to learn from lessons and move on.